Newsletter, September 18, 2014

Hello Friends,

lifestyle13

Hello Friends,

I have exciting news to share with all of you! Instagram is really a great social media tool and is getting bigger and more exposure. It is owned by Face Book which should tell us something.

I have had some great results from taking action with my instabizbuilder FREE video.

1500 new followers in 6 weeks ~100 new followers in 4 days

… and the connections are targeted, in fact as targeted as you design them to be or not. Feel free to contact me for more information on Instagram marketing.

Keep up the good work and as always thank you for allowing me to be a part of your day and business strategies.

8 Musts to Start Your Business With Little to No Capital

Entrepreneurs will often have amazing business ideas, but they put them on hold due to a lack of capital. They assume that their idea will never get far off the ground unless they have major funding behind them.

It seems that every day there is a new startup receiving millions of dollars from venture capital firms, but what you don’t hear about is the several startup failures that burn through millions of dollars only to fizzle out and shut their doors forever.

  1. Build your business around what you know.
  2. Tell everyone you know what you are doing.
  3. Avoid unnecessary expenses.
  4. Don’t get buried in credit card debt.
  5. Make sure your receivables policy won’t sink you.
  6. Build up sweat equity.
  7. Take advantage of free advertising and marketing.
  8. Get ready to hustle.

Read more to get all of the details…

Robert Kiyosaki How to be Successful in Network Marketing and Direct Sales

In the following video, best-selling author Robert Kiyosaki talks about implementing a realistic and achievable plan of building and growing wealth.

Click to watch – http://youtu.be/onsxOZPh6Bc

28 Productivity Secrets

“31 year old snowboard bum and frustrated employee fires his boss and goes on to build his first $100,000+ Year With a Home Business”

Free 10 minute video that outlines his 23 productivity secrets, instant access!

Zig Ziglar – True Performance – Attitude

Zig Ziglar shares his insights on how your motivation can impact your personal life and career. Motivation is the key to the beginning of any worthwhile endeavors. Motivation gets you going but habit gets you there. Zig gives his insights on how to get up when you’ve been knock down, how to develop a positive attitude, and how to develop positive relationships along the way. Zig Ziglar shares his personal stories on how staying motivated and having an attitude of gratitude brings out the True Performance in all of us.

Click to watch – http://youtu.be/lkEiymUQ01c

How To Stay Motivated And Accomplish Anything

Sustaining motivation can be tough under the best of circumstances. So how can you stay motivated when your to-do list runs to four pages, you just got another rejection letter, your adult child announced his plans to move back home, the car and washing machine went on the fritz at the same time and you can’t find time in the day to work on your own personal projects?

We know those pop-psych directives to put a photo of you at your most fit on the fridge or write yourself a check for $1 million and tape it to your computer monitor or plaster your mirrors with affirmations, like “I attract my perfect soul mate.”

Motivation is not magic. It does not come in a bottle. Read more…

 

Would You Join A Multi-Level Marketing Company For Retirement Income?

Source: forbes.com ~ Contributor: Robert Laura

At some point in your life you’ve been pitched a multi-level marketing (MLM), direct selling, or network marketing business opportunity.  While the pitch varies from company to company, it basically promises a chance to ditch your 9-5 work schedule, be your own boss, and make lots of money while making new friends in the process.

It all sounds good on paper, yet there is a seemingly endless debate over whether these companies and programs are legitimate business opportunities or not, so I dug in and got the real scoop.  As a result, I believe that the entire industry is poised for explosive growth and can be one of the most significant solutions to America’s current retirement savings crisis.

Initially, that may sound like a bold statement, but it’s not if you understand retirement the way I do.  The reality is, making a successful transition into retirement has more to do with psychology than with money… and the same may hold true for multi-level and network marketing.

Don’t get me wrong, money has a role in retirement, but it’s not the primary one every one gives it.  Combine that concept with eye-opening statistics like AARP’s estimate that half of all baby boomers (76 million) are interested in starting a business and the makings of a massive trend are in place.

As far as the retirement saving crisis is concerned, more and more people are coming to terms with the fact that they probably aren’t going to be able to save enough money to just sit around and slowly deplete their nest egg from age 62 to 100.  With the average 50 year-old estimated to have less than $50,000 in retirement savings, there is an obvious need to find alternative ways to either save more or generate supplemental income starting now, and continuing throughout retirement.  Moving beyond just the dollars and cents, boomers are growing tired of feeling guilty or bad about their past savings habits and are interested in moving towards possible solutions.

Another growing reality that could benefit MLM and related businesses is the increasing number of baby boomers who are disenchanted with their current careers.  They’re worn-out from years of the corporate grind and don’t feel the connection between their job and the people it impacts outside their office walls or company grounds.  They’re shifting their focus from accumulating a giant nest egg to a desire to be part of something bigger and better… to have a positive effect on others… and working in retirement.  Facets of life that can be fulfilled with specific types of products and service available through some MLM or Direct selling opportunities.

MLM and direct selling programs also offer very low barriers into entrepreneurship, often providing training, support, and ample encouragement along the way.  As retirees begin to realize they need activities that keep them busy, relevant, in good health, and connected to others, the time, energy and cost to participate in these kinds of companies make them very appealing to large segments of the population caught up in these dynamics.

This is not a ringing endorsement for the entire industry.  Like any investment of time, money, and energy, people need to be aware of what they are getting into and do their homework.  That’s the primary reasons I began researching the topic by reaching out to regular everyday people involved in these types of businesses and who were willing to skip the hype and offer a transparent view of the programs and give their opinions as to whether this can be a realistic source of retirement income.

I initially spoke to a retired friend who said she joined a health and beauty direct selling company as a means of meeting new people. She had recently remarried and moved to a new location, so she combined the practice of meeting new people with making extra money.  After almost a decade in the business, she’s built a small niche business with family and friends despite switching to from one company to another competitor after three years.

She admits she doesn’t attend all of the company’s local meetings and goal-setting sessions because she’s not interested in becoming a top producer.  She just likes to use the business activity to keep busy (particularly in the winter) and use the extra money she earns to travel and spoil the grand kids.

Having studied the psychology and behavior of boomers, this example represents a major shift in my thinking about the industry.  I no longer perceive these types of opportunities as money-making pyramid schemes.  Instead, I now see it as a way to enhance many of the personal aspects of retirement that are rarely discussed let alone planned for, with the added benefit of supplementing other popular retirement income sources such as pension and social security.

Daria M. Brezinski Ph.D, a practicing psychologist and former marketing director for a multi-level marketing magazine, echoes these sentiments.  “Many people don’t realize that multi-level marketing companies are successful because they help people satisfy a number of important human needs, including feeling significant, having connections, learning something new, and making a difference.  I have heard people in network marketing say again and again, ‘I’m doing this because I’m meeting amazing people … making so many connections … and I feel so good about myself.’”

Dr. Brezinski’s point is well taken and easy to see practiced by popular network marketing companies.  Many MLM and NM companies tout a three-to-five year plan to attain freedom and wealth, yet many of the people running company meetings have been in the business for five or ten years and still haven’t left their full-time job or landed on easy street.  “As it turns out,” Dr. Brezinski notes, “when other human needs are being met, the members and consultants don’t focus solely on the financial aspects.”

Continuing my interviews, I challenged three others who are in the business to be straightforward, and prove to me that the process really works.  What I found was good, consistent business advice applicable to any new business.

Lorene Hochstetler, from Ohio, recommends keeping your current job while slowly making the transition into MLM.  She’s been able to replace her full-time income but explains, “It didn’t happen overnight, and I still work every day.  I am very disciplined with my business and wake up every day knowing what I have to do in order to succeed at this.  You have to treat it like a business and be willing to follow advice from others who have made it.”

Tracy Willard of California began her MLM career out of necessity.  “Prior to getting involved in my business, I told my friends to never let me join one of those things… but when our family was hit by the mortgage crisis I had to do something different.”  She started her business with the intention some retirees may also find themselves.  “I started with the idea that I just needed to make my month easier.  My company helped me figure out what I needed to do in order to make an extra $500 per month.”

She reiterated a common theme I heard throughout the interviews.  “If you treat it like a hobby it won’t pay you like a business.”  She also acknowledged that, in spite of her success, she doesn’t sit around eating bonbons every day waiting for residual checks to hit the mailbox.  “That’s a common misconception,” she said.  “I work hard at my business every day, although it doesn’t always feel like work.  Similar to other entrepreneurs who profit from their passion, she says “It’s rewarding because I found a product that has made in difference in how I look and feel… and I love selling it and helping other people start a business.”

Staci Cahill runs her Washington MLM company in a way many people can appreciate.  She keeps her personal life separate from her business life by avoiding home parties, offering instead workshops that educate prospects on the products she offers.  “I didn’t want to be that person others hid from because they thought I was going to ask them to host a party.  I like to keep my business life and personal life separate.”

When I asked her if she was successful at her craft, she pointed out an MLM approach different from what many might expect.  “Yes, I am very successful given what I wanted to get out of it.  I’m a single mother who used to work 50 hours per week outside the home.  Now I’ve cut it to 20 hours, which is a major upgrade for me and my family.”

As a five-year veteran of MLM, she attributes her success to the fact that, “I switched companies a few years ago once I realized that pots and pans don’t change people lives.  The products I now offer has changed my life and that of others… and I find a lot of value in waking up and going to bed knowing that.”

The interviews and psychological connections lead me to conclude that MLM and NM companies, along with other small businesses opportunities, are important considerations for anyone entering retirement.  In fact, I believe the concept of starting a business for retirement income will become one of the most significant trends impacting retirement in the 21st century.  But it has to start with redefining entrepreneurship and framing it into a retirement lifestyle.  That means helping people find ways to turn a passion, hobby, or personal desire into extra money in their pocket… not to mention helping people see the importance of  planning for the non-financial aspects of retirement such as replacing a work identity, staying relevant and connected, as well as keeping mentally and physically fit.

Something multi-level marketing as well as network marketing companies are poised to capitalize on.  As a result, the industry could soon experience larger than life growth, spurred by baby boomers looking to adjust their retirement feelings and plans.

Be Happy By Cultivating Great Relationships

Source: briantracy.com ~ Author: Brian Tracy

Be Happy By Cultivating Great RelationshipsMake an effort to be happy and cultivate great relationships all the days of your life. This is perhaps more important than anything else in life and I am going to tell you why living a good life, full of great relationships is more important than anything else.

85% of your happiness and joy in life will be associated with other people. This means that, of course, 85% of your frustrations and problems in life will be associated with other people as well. In order to be happy in life you must focus on building great relationships with others.

The Golden Rule

An important part of living a wonderful life is for you to remember that relationships are central to your health and happiness. Practice the Golden Rule in all of your relationships. Take a look at my previous blog “7 Secret Ingredients of a Happy Life” to learn more about living a good life and practicing the Golden Rule.

Make the important people in your life the most important parts of your world. Treat other people with courtesy, kindness and consideration, exactly the way you would like to be treated by them. When you practice the Golden Rule, it will not only help you to be happy by being good to others, it will help others to be happy as well.

The Best Investment

The critical factor in every relationship is the variable of time. The more time you invest to be happy in a relationship, the more important that relationship becomes. Be sure to spend lots of time with the people who are the most important to you. The more time you spend with the people you care about, you will be happy, healthier and more fulfilled as a person.

In your relationships with other people, here is a special technique you can use. Especially when you feel impatient or angry for any reason, imagine that the other person only has a short time to live, and you are the only one who knows about it. What would you do differently?

Here is a great YouTube video about how I am able to keep a great relationship with my wife and we are both able to be happy. How can you apply these things to your life to cultivate great relationships?

Treat every person as though they were carrying a heavy load. Treat each person as though they have a lot of problems and difficulties. Be compassionate and friendly, even when you don’t feel like it.

Make Others Feel Important

Continually look for ways to make other people feel important. Look for ways to express appreciation and admiration. Look for ways to give them approval and praise. Look for ways to acknowledge the special qualities they have, and the efforts they are making. Go out of your way to bring a little sunshine into the life of another person you meet.

You are designed emotionally in a remarkable way. Whenever you do or say anything that makes another person feel better about himself or herself, you automatically feel better about yourself as well.

Each time you raise the self-esteem of another person, your own self-esteem goes up.  Whenever you make other people feel important, you feel more important as well. Take a minute to read one of my other blogs on building self-esteem, great relationships and living a good life.

How Will You Be Remembered?

When your life is done, no one will really care about anything that you accomplished, or any amount of money that you acquired. Their only concern will be the kind of person that you were, the way you treated them, and if you lived a good life as a good person. Remember, the first question anybody ever asks is, “Do you care about me?”

Six Months to Live?

Imagine that you only have six months left to live.

How would you spend your last six months on earth? Have you lived a good life up to this point? What would you want to do? Who would you want to see? Who would you want to spend your time with and what would you want to do during that time?

These are important questions to keep your relationships on the front burner of your life. Here is another short YouTube video about building relationships that I think you will enjoy.

Take Action

Live your life as if you only had 6 months to live. Be with the people you care about the most. Do the things that you really want to do. Always cultivate great relationships with the people you love. Practice the Golden Rule with everyone you come in contact with and most importantly, be happy and live a good life that people will remember you for.