E Commerce Economy – Plan B?

The Evolved Economy and Isagenix

This philosophy is what changed my lifestyle from – 60 hour commuting work weeks – reporting to people and making others tons of money and me a great living but no financial security and no down time.

My life has been transformed:

  • from purpose-less to purpose-filled – knowing my future was in my control
  • I am experiencing a new level of health and wellness from the inside out
  • to feeling 20 years younger
  • I have more sustained energy – I got rid of the highs and lows still being an energizer bunny!
  • Today I am always on high sustained energy withOUT dips or exhaustion

What if just one of these changes can happen for you? WHAT IF?

Message me if just a tinch of hope was felt in your body – THIS IS THE EVOLVED ECONOMY! MY PERSONAL GOAL IS TO EMPOWER WOMAN TO AN EXTRAORDINARY LIFE WITH HEALTH AND WEALTH!!!

You know they say there is nothing sexier than a woman with money . . . and American Express just released a survey that 500 Woman a day are started home based businesses. It is also a very well known fact that Woman create wealth and use it for very good causes . . .
And, a woman that is emotionally free, caring and giving to others whether it is her family or friends with no stress of financial monthly expenses but abundance and freedom to contribute – is who I am looking to co-create a business and a life with!!

Are you up to the challenge? Contact Me

7 Tips to Becoming a Millionaire

Becoming a millionaire is easier than it’s ever been.

Many people have been writing me with the notion that it’s an impossible task. They say, “It’s pure luck. You have to be born into a rich family. You’ll have to win the Lotto. Your parents have to help you out a lot.”

A single mother with five children wrote the following, “Daniel, I read your article and I believe in what you’re saying. However, I’m 50 years old and work long hours at two dead-end jobs. It’s Christmas time and I barely have enough money to buy gifts for my children. What should I do?”

Another man wrote, “Well, if you work for the government or a non-profit, you cannot expect to become a millionaire. After all, you’re on a fixed salary and there’s little time for anything else. By the time you get home, you’ve got to play with the kids and entertain yourself.”

These queries got me thinking of the true possibilities of wealth all over the world, particularly in America. I’ve seen people come to America who speak little to no English, have no connections, no money, or formal education, but have still been able to create fortunes for themselves and others.

The truth is that all of us can become as wealthy as we decide to be. None of us is excluded from wealth. If you have the desire to receive money, whatever the amount, you have all of the rights to do so. There’s no limit to how much you can earn for yourself.

Money is like the sun. It does not discriminate. It doesn’t say, “I will not give light and warmth to this flower, tree, or person because I don’t like them.” Like the sun, money is abundantly available to all of us who truly believe that it is for us. No one is excluded.

Here are 7 tips to becoming a millionaire:

1. Change Your Thinking

You have to see the bigger picture. When most people see just trees, you need to look at the entire forest. This way, you’ll be able to chart your own course and get to where you want to be. By having a vision and the goals to attain that vision, your possibilities are endless.

You’ll have to go through plenty of self-discovery before you earn your first million. Knowing the truth about yourself isn’t always the easiest task. Sometimes, you’ll find that you’re your biggest enemy and best friend — even in the same day! Nonetheless, changing your thinking is a requirement for wealth.

2. Save Relentlessly

This will address the queries that I’ve recently received. For many individuals, there’s too much month at the end of the money. However, you’ll have to make your best effort to save as much as you can, even if it’s a ridiculously low number.

There are many techniques for saving money. You need to find your own system and start building your wealth. Even if you’re on a fixed income, you need to find the discipline necessary to save. Whether you start out with saving $50 or $500 per month, do the best you can and invest this money in the best way possible.

3. Learn from Millionaires

Most people are surrounded by what I like to call “Default Friends.” These friends are acquaintances that we see at the grocery store, gym, school, work, and other places. We naturally befriend these people as trust grows. However, in most cases, these people aren’t millionaires and cannot help you become one either.

If you truly desire and aspire to be a millionaire, these people may tell you that it’s impossible. They’ll tell you that you’re living in a fantasy world and why you’ll never be able to make it happen. Instead, learn from millionaires. Let go of these relationships and seek new ones that can help you get to the next level.

4. Indulge in Wealth

To become wealthy, you must first learn about wealth. This means that you’ll have to put yourself in situations that you’ve never been before. For instance, you can test drive a new car, get a realtor to show you an expensive home, or get a brownie from the finest bakery in town.

Most of this will not break your bank. In fact, some of it is free. You’ll have to go where 97 percent of people aren’t willing to go if you want to make your financial dreams happen. Are there luxury golf courses, spas, or museums in your area that will allow you to indulge in wealth? If so, take advantage.

5. Believe It’s Possible

If you believe that it’s possible to become a millionaire, you can make it happen. However, if you’ve excluded yourself from this possibility and think that it’s for other people, you’ll never have money. Also, be sure to bless rich people when you can. Haters of money aren’t likely to receiving any of it either.

The best way to do this is to learn relentlessly about yourself and money. You can do this by reading books that have been written by millionaires themselves. By gaining a well-rounded education and staying inspired, you’ll be able to get the wealth you’ve been looking for.

6. Enlarge Your Service

Your material wealth is the sum of your total contribution to society. If you know my famous question, “How do I deliver more value to more people in less time?” then you’ll know that you can always increase your quality and quantity of service. People are waiting to be served.

Enlarging your service is also about “going the extra mile.” When it comes to helping others, you must give it everything you have. Don’t think about if the people you serve will appreciate it or not. You just plant the seeds and nature will take care of the rest.

7. Seize ALL Opportunities

In every neighborhood, no matter where you are, there are always opportunities to do good. Your community desperately needs your help. If you would only open your mind and heart to these opportunities, you’ll find that they will be ready to reward you in due time.

Furthermore, you cannot say “no” to opportunities and expect to become a millionaire. You must seize every opportunity that has your name on it. Sometimes the monetary reward will not come immediately, but if you keep planting seeds, eventually you’ll grow your fruitful crop.

Money is the harvest of your production. Everything that you have is in direct proportion to your actions. If you’ve done everything that you can do and have a purpose leading your life, you can expect to become wealthy. You must desire wealth and eventually the money will come when you are ready for it.

The more seeds (service) you plant, the more plants (money) you’ll have

Source: entrepreneur.com ~ By: Daniel Ally

 

Surprisingly Simple “Secret” to Financial Freedom Most 9 to 5-ers Overlook

financial freedom

“I’m ready to get serious about financial freedom!”

I used to be that guy—loudly proclaiming my intentions to build wealth and passive income, with the desire to invest in anything and everything that might grant me the freedom from a life of 9-5 drudgery.

I was working 40-50 hours a week at a steady 9 to 5, earning a nice, median salary. I had an affordable, newish car, a nice apartment, and the best television package money could buy.

It’s a good thing that most people out there are like I was—because I recognize now just how weak and beatable I was. Just how lazy and incompetent. I for sure wasn’t serious. Thank goodness that most people are like I was. Otherwise, financial freedom might be difficult to achieve.

See, as a single person starting from zero, with no dependents and a decent job paying more than $40,000 per year, barring some extreme exception, I should have been building wealth at least a rate of $10,000, if not $20,000-$30,000, per year—if I were really “serious”.

If I were married with or without kids, then progress toward financial freedom should have been far more rapid. With two people in my household earning serious incomes (and with tax advantages that I can only dream of), we would make our progress that much faster. Again, this is assuming that we truly were “serious” about building wealth.

Now, most people aren’t serious about building wealth, and that’s totally OK. I don’t intend to write for the average person interested in nice cars, fancy hilltop houses, and three meals out a week. I’m not judging them, and financial freedom is not everyone’s goal.

Nope, this article is intended for all the 9 to 5-ers out there, starting from scratch or close to it who really badly want financial freedom. I want to show them that as a fellow 9 to 5-er, there is only one way that truly makes sense for you to get started on your journey to financial freedom.

And you aren’t going to like it.

It’s not by investing or building multiple income streams. It’s a far easier and more common-sense approach:

Preserving capital. 

If you stop reading right there, that’s your prerogative. It’s likely that you’ll never, ever have the chance to compete in any serious real estate or business endeavor, and again, that’s totally fine.

Wealth building begins and ends with the preservation of capital, and for pretty much all of the people like me out there—those with full-time, demanding, but decently paying jobs—the hard truth is that that first step in the process to escape from a 40-year cubicle life has been and always will come down to the preservation of capital. Frugality. Savings. Penny pinching. Whatever you want to call it.

See, when I actually became “serious” about building wealth, I of course realized what everyone else does—that there are three things that all must be applied consistently over the long term:

    • I must preserve more of my current income.
    • I must seek greater and additional sources of income.
    • I must intelligently apply preserved capital to investments capable of producing outsized returns.

Almost anyone thinking about building wealth understands these basic premises. What most people don’t understand is that for full-time, W2 employees, any hope of real wealth must begin with the preservation of current income.

Nope, at zero/negative net worth, you cannot begin by seeking outside sources of income after long hours at your day job with a high probability of success. And no, you cannot expect any paltry investments made from your cubicle to pay off outsized returns (like investing in stocks, for example).

If your plan is to do either of those things, then you will have a long career. I hope that you like your job. You’ll never (or at best, you will slowly) accumulate large amounts of capital because you aren’t working the system correctly, and you aren’t approaching wealth creation in the correct order.

The 3 Secret Reasons Why Frugality is (& Always Will Be) the FIRST Step of Wealth Creation

Reason #1: Frugality exponentially increases opportunity.

If you are like me, then you might have been listening to all those big-shot investors and businessmen out there on the forums. Those guys say things like, “Don’t limit yourself to a scarcity mindset” and “Don’t sacrifice! Build your income!” They’ve convinced you to, “Expand your mind—money is unlimited.” They’ve convinced you that you need to focus on income, not savings.

Guess what? Mr. Big Shot isn’t wrong! Income (and chasing higher and higher investment returns) is a necessary path forward, the path to financial freedom and true wealth. You should build more and more income streams, in ever-increasing amounts over time!

But the intimidating big-shot investor that looms over you telling you to focus on investments and earning more is forgetting something that is painfully obvious to all of us currently employed in full-time, average, wage-paying work:

You CAN’T seek greater opportunity because if you lose your 9 to 5, you’re screwed! In fact, because you aren’t frugal, you can’t even take a lower-paying job with more upside. 

Think about that.

Let’s say you earn $50,000 per year. If I offered you a job that would allow you a ton of opportunity over the medium term, but resulted in a short-term loss of benefits and pay, could you take it?

I couldn’t—at least not back when I first started working. I had bills to pay. The car, mortgage/rent, the internet, the partying, the cable bill, and whatever else I spent my money on. But fast forward a year or so later, when the opportunity approached, I was able to quit my job and do exactly what I describe above. Why? Because I had become frugal. I lived far below my means and saved a ton of money every paycheck. I could afford to take a chance on a startup and pursue my dreams.

You will never be able to keep up with the frugal, truly serious fellow in the game of long-term wealth creation if you are totally dependent on that reliable stream of income from your employer. You can’t take risks. And scaling your income is a heck of a lot harder to do when you can’t take risks.

If you can easily get by on significantly less income than you currently earn, you open yourself up to an entire world of possibilities or opportunities. I like to call it “luck.” Those possibilities absolutely include jobs and business opportunities that offer short-term sacrifice for huge long-term gain.

Are you in enough control of your spending that you can take advantage of opportunity when it comes your way? Or will you take a long way around?

Reason #2: Frugality negatively impacts your lifestyle WAY LESS than trying to build a business.

It’s always fun to hear people talk about how frugal people “sacrifice” and that “life’s too short” to pinch pennies. It’s pretty incredible that most people out there like to say things like, “Yeah, I wish I could save, but I’ve got a family and want to have fun. I need to focus on earning more money instead!”

These people have created an argument that I am unable to comprehend. They claim that both financial security AND family/recreational time are priorities in their lives, yet they somehow believe that being frugal will hurt their lifestyle more than attempting to earn more money. These people must be living on a different planet than me.

Imagine this scenario:

You currently work a 40-50 hour per week job, and though it pays at or near the median US income of about $50,000 per year, you spend almost everything you earn and live paycheck to paycheck. Also, you live in the United States of America where employers don’t take too kindly to you working on outside businesses or freelance work while you sit in your cubicle.

For those living in a world like the one described here, there are only two times during which they can work on this whole “earning more money” thing:

    1. After work, during those times when they would have otherwise been relaxing with friends or family
    2. During the time they would have been sleeping

Now, I don’t know about you, but having attempted to do those things, I can tell you that working harder and longer hours for my own side businesses was WAY more intrusive to my lifestyle than cutting back on certain physical amenities.

Do you know what affected my life way less than working really hard to start a business after work? When I moved my work closer to home (new job) and then moved my home even closer to work (new home). I did both and now bike to work.

This approach to wealth creation creates both more time and money. Contrast that to me driving an Uber after work. Or trying to build a website from scratch. Or starting a tee-shirt business. All of which I tried. All of which were hard. And all of which produced taxable income. All of which was not fun in the slightest.

Biking is easy. It’s also fun and healthy and FREE. It actually doesn’t negatively impact life at all. When I’m forced to commute via vehicle because of snow, that affects my life. I have to sit in a traffic jam, get no exercise, and deal with parking and the rest of it.

I’m not sure where the word “sacrifice” comes in for you, but you are out of your mind if you think that cutting back on spending in the ways that I’m talking about—intelligent frugality—is hurting my lifestyle, especially in comparison to trying to develop outside income streams from scratch.

But let’s say that you hate biking, love your big swanky apartment/house, and love eating out, even on your own. Think about this: Is it easier to find a business that creates a meaningful income or to get happy with a bike commute, some cheap and healthy lunches, and a slightly smaller, but 2x cheaper apartment/house? Which of those activities allows for more quality recreational time and more financial comfort?

If you think you are going to build a business that will earn you hundreds or thousands of dollars per month while maintaining your quality of life, think again.

Reason #3: Becoming frugal does NOT preclude you from earning more income!

I somehow had the ridiculous proposition in my head that frugality excluded me from focusing on earning more and achieving excellent investment returns. Wow! I hope you’ll laugh at my ridiculousness and learn from it. The complete opposite was actually true.

See, instead of trying to start side businesses and invest with close to nothing, as I became frugal, I started to accumulate thousands of dollars with which to get “serious” about investing and building businesses. Then, I started to accumulate tens of thousands of dollars, which allowed me to get even more serious. Give me another year or so, and I plan to have accumulated hundreds of thousands of dollars.

I’m not talking about taking the employer match on my IRA or building up an emergency fund, which everyone should do regardless of what their other life goals are. No, I’m talking about building up large, liquid capital, enough for you to consider buying things like real estate and small businesses.

If you’re really serious about building wealth, then go out there and earn more and spend less. As I see things, there are really only three logical ways to build wealth, assuming you have low to no liquid assets with which to currently invest:

    1. Save more and earn the same
    2. Earn more and spend the same
    3. Spend less and earn more

Of these approaches, the only approach that seems absurd to me (as someone who wants the maximum financial gain at the least cost to my quality of life) is option two. As someone just entering the game of wealth creation with low to no assets, that is the lowest marginal use of my time of those three approaches and the one most likely to frustrate me.

Trying to earn more money after work starting from scratch is the approach that will have the largest negative impact on your lifestyle with the lowest impact on your financial position. You’ll give up after six months. And you’ll pay a hefty amount of income tax on your earnings.

It’s amazing to me that I even considered doing the really hard stuff involved in becoming an entrepreneur from scratch when tens of thousands of dollars I was already earning were begging to be rescued. And it was so easy. And it made my life so much better. And enabled me to buy real estate, which I guess made me an entrepreneur automatically.

Conclusion

Before you write off frugality as a limited mindset befitting only the narrow-minded, remember that in this article we are referring specifically to the case of those who currently work full-time jobs. These are the people who currently have no or low liquid assets and live paycheck to paycheck.

For these folks, I believe that for the reasons stated above, starting with frugality is the fastest, highest-probability way to accumulate large amounts of wealth quickly and to increase income and investment opportunities exponentially. It’s also the way that they can do that without significantly hurting their lifestyles. To repeat what we all know, building wealth comes down to two things:

    1. Accumulating larger and larger amounts of capital
    2. Investing accumulated capital at higher and higher returns

For the employee with low assets, there really are few good ways to accumulate wealth by focusing on investing or building additional income streams after work hours. Sure, it’s possible and you’ll hear about those stories from time to time, but I’ll bet you that those stories exemplify extraordinary hard work or some little-known advantage.

Why do all that hard work and not take the easy pickings of giving up needless luxuries that really don’t improve your quality of life at all? If you really want to get rich that badly while also living the good life, why would you work long hours on earning taxable, after-hours income, when you can put in far less effort for a far greater marginal return by focusing on preserving what you already have?

Want to live comfortably with more free time and experience the magic of exponentially increasing control over your own destiny?

Cut back on needless expenses. Become frugal. Build assets.

Then, build businesses!

Source: biggerpockets.com ~ By: 

5 Sources for Learning What It Takes to Become a Millionaire

To achieve your dreams you must become a student of success.

When it comes to learning the ropes of how to be a millionaire, nothing is as important as your education. Getting an education on becoming a millionaire may differ slightly from your traditional educational approach, but it is still all about the learning process. If you are interested in becoming a millionaire and earning substantial money that will cover you over the long term, then here are a few education techniques to consider.

1. Learning online with the right websites.

The Internet is a great educational resource for anyone seeking more information about earning money through their investments. However, it is important that you take the time to turn to the right resources. Websites such as Lynda, Udemy, and Profit.ly are all great resources for aspiring millionaires. Sites like this allow you to learn and interact with the best traders online so that you can take your trading skills to the next level. These online educational marketplaces are designed to help people hone their learning skills and are valuable tools for individuals that want to learn as much as they can about the market and different trading techniques.

2. Books.

Reading is the cheapest but most effective way to learn the valuable tools needed to trade smart and earn a great deal of money. You can buy books online or in bookstores, purchase e-books for a discounted price or even get a library card and check them out from your local library. The point is that investing in books will provide you with a more applicable amount of knowledge on investing than a college degree (and it is much cheaper as well!). You should see top-rated stock market books here. Never underestimate the power of a good book.

3. Follow other successful people on social media.

To learn how to be successful you need to know what other successful people are doing with their time. Get on all of the major social media sites such as Twitter, LinkedIn, and Quora and start following successful and established investors. Learn what these people are doing and saying, and how they think. Learning from individuals such as these is a great way to see first-hand what the best in the business do. You may be surprised to find just how much they reveal from their social media accounts.

4. Become an expert in niche categories.

To become rich you need to become a specialist in a niche category few other people specialize in. To make a significant amount of money focus on non-traditional ways of earning that type of income. You don’t need to be a doctor or a lawyer to make money. In fact, you don’t want to be a doctor or a lawyer if your focus is on making money. In addition to having hefty school loans, these individuals often have a set ceiling on how much they can make. Think outside the box and you can open up your earning potential much more.

5. Failures and mistakes are a crucial part of your education.

One of the biggest parts of your education is actually in the failures and mistakes that you make. They are essential to your development. You shouldn’t fear them, but instead, embrace and learn from them. You are going to fail. The key is to fail fast, fail often, and fail forward, meaning that you adapt to your failures, learn from them and look to the future. The sooner you make your mistakes and the quicker you move on from them, the sooner you can adapt in your pursuit of success.

Your education in becoming a millionaire is about more than courses, classes, and homework. It is about learning from the world around you and adapting to your journey so you can make the most of your experience and learn from both your mistakes and your triumphs.

Source: entrepreneur.com ~ By: Timothy Sykes ~ Image: Pixabay

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