How to Create a Big Vision for Your Life

Before we jump into the “how to create a big vision for your life”, first we’ll check-in to see why it’s important.

What Is A Life Vision?

A life vision is a future reality of where you want your life to go. Usually, this vision is created through images in your mind. Alternatively, it may come as an inspiration from photographs, magazine cutouts, or meaningful quotes.

Why Is A Life Vision Important?

Without a life vision, we are living day-to-day with no sense of direction. And although there are many positives about being present, it’s still important for us to have a sense of direction and purpose in our lives. Without that, we limit our ability to feel a true sense of purpose and fulfilment.

The Starting Point

To begin this process, it’s simple; You must decide that you want to go after something big in your life. And you must really decide with all your willpower and desire that it’s something you want. Because it won’t be easy to achieve if it’s big enough (and it should be). It may seem so far away right now, but that’s okay.

Focus on the big why. Why do you want this? The emotional connection to your vision will help guide you through the challenges along the way.

How To Create A Big Vision For Your Life

Now we’ll go over some possible ways to get this process moving along for you.

Creative writing or journaling

Removing all distractions and realities of your current world, find some time to sit down and relax. Grab a pen and paper, or your favourite journal.

Maybe you want to play some music or maybe you even want to go outdoors in nature and find inspiration from the birds. Whatever you need to do to feel relaxed and inspired.

I’ll keep this simple… Write in as much detail and clarity as you possibly can about your absolute best dream life. Oh, and please ignore any of those inner voices telling you it’s not possible. Get writing.


This is my personal favourite. Visualization is the process of creating images in your mind of your ideal outcome/life. Some people will say that they can’t do it. But the truth is, we all think in pictures.

Don’t think about a purple elephant.

You saw a purple elephant in your mind, didn’t you? Don’t worry, you can use that same imagination to create the life that you want.

And the same applies here. Find the time, space, and environment that allows you to feel relaxed and inspired. I find that meditation beforehand can help a lot.

Use powerful affirmations

I have created a tutorial sharing how you can make your own audio affirmations as a strategy to reprogram your subconscious mind. You can use the same principles to read and record an audio vision or life script that you listen to each day.

A mentor of mine, Peggy McColl, has a program that specifically helps you create your power life script. You can check that out here.

Your limiting beliefs

Without a doubt, anything that requires us to grow and get uncomfortable, such as a big life vision, there will be some resistance.

Back to the beliefs… Ultimately, your beliefs control your life. So, you could say that they’re pretty important. You can begin to change some of those limiting beliefs using the free belief blueprint that I created.

How To Remove The Overwhelm Of The Impossible

When did you see your vision happening? Was it 10 years from now? 15 years? Perhaps even just a few years?

Either way, when there is a gap, it can seem overwhelming or maybe even impossible. That’s why it’s good to work our way backwards by reverse engineering.

The reverse engineering process

STEP 1: Vision (Future)

Dream BIG!

STEP 2: 1 Year plan (Where do you want to be in 1 year from now)

Hint, spend some time identifying what changes you’d need to make in your life to live your vision. Then, figure out what would be the biggest first step during year 1.

STEP 3: Quarterly goals (A 90-day sprint)

Let’s divide the year up into quarters and have 1-3 big focus points for the 90 days. 1 main outcome. What are they?

STEP 4: Monthly goals (This months focus)

To break it down further, what are your priorities this month.

STEP 5: Weekly Goals (Now it seems real)

You get the idea by now.

STEP 6: Sessions (What activities need to go into your calendar?)

This is how you get super focused and specific by aiming your daily tasks towards the weekly outcome.


On a final note, remember to find ways to ensure you feel emotionally charged and pulled towards your vision. This will allow you to keep your focus on the vision, even when you hit obstacles along the way.


8 Ways to Embrace the Freedom Lifestyle

Passive Income vs. Residual Income: What’s the Difference?

Passive Income vs. Residual Income: An Overview

Income refers to money a person or business entity receives to provide a service or when making an investment. Passive income and residual income are two categories of income. Although these terms are often used interchangeably, they are fundamentally different. While residual income may be passive, passive income isn’t always residual.

Passive income is money earned from an enterprise with little or no ongoing effort. Residual income is not exactly a type of income but a calculation determining how much discretionary money an individual or entity can spend after paying their bills and meeting their financial obligations.


    • Earning passive income comes from a project that requires little effort to run.
    • Most often, passive income costs time and money to set up.
    • Residual income is a calculation determining how much discretionary cash is available after all bills and debts are paid.
    • You must pay tax on both active and passive income streams.
    • Passive income can be earned in many ways from selling goods online to running a vacation home.
    • Residual money from active income could be used to support a passive income endeavor.

Passive Income

Passive income is earned with little or no effort, and individuals and companies often make it regularly, such as an investment or peer-to-peer (P2P) lending. The Internal Revenue Service (IRS) distinguishes it from earned income as money earned from an entity with which you have no direct involvement.

If an individual’s passive income is big enough, it can free up their time to do other things besides work. And although it may be risky when establishing the mechanism for passive income, it also offers increasing levels of financial security.

Passive income can provide significant security if it provides steady cash flow because it’s not connected to your time. If it’s not enough to quit your day job, it’s still nice to have an additional income source to supplement what you earn from working. You may even have a better quality of life by moving more of your annual income to a passive source, especially if you have a lot of debt or a dependent gets sick.

One example of passive income is the profit realized from a rental property owned by investors who are not actively involved in managing it. Another example is a dividend-producing stock that pays an annual percentage. While an investor must purchase the stock to realize the passive income, no other effort is required.

Earned income is anything you work for, such as wages, salaries, tips, commissions, and bonuses. With passive income, you may be an investor or silent partner, but you are not the person heading up the enterprise.

Residual Income

Residual income is a form of passive income because entities may earn it without any effort. But it may mean different things depending on the context, whether in the world of personal finance, corporate finance, or equity valuation.

Here’s a brief look at how each area looks at this kind of income.

Personal Finance

Residual income is the income an individual has left after all personal debts and expenses are paid in personal finance. Residual income is the level used to help figure out the creditworthiness of a potential borrower.

For instance, banks use residual income to determine whether applicants can afford a mortgage, comparing it to the cost of living in a particular area. To calculate residual income, the bank subtracts the mortgage payment, property insurance, taxes, and other monthly payments—credit cards, installment accounts, or student loans from the applicant’s monthly income. The amount left—which doesn’t include food and utilities—is considered residual income.

Corporate Finance

Residual income in corporate finance is also referred to as a company’s net operating income or profit exceeding its required rate of return. It is any profit remaining after a company pays all its capital costs. A company’s residual income is generally used in assessing capital investment or business unit performance,

Equity Valuation

When it comes to equity valuation, residual income is an economic earnings stream and the valuation method used to estimate a stock’s value. The residual income valuation model values a company as the sum of book value and the present value of expected future residual income. This figure is calculated by subtracting the cost of net capital from net income.

When used in the valuation of investments, residual income is the net income generated more than the minimum rate of return.

Special Considerations

Sometimes passive income and residual income are referred to as the same thing, the money you earn with little to no effort. But they are not interchangeable because they can mean very different things. For example, if you own a small business, your residual income is calculated by the profit you make after paying all of your bills. As an individual, residual income is how much you have leftover after you pay your debts and financial obligations like a mortgage or rent, and any other debts.

When you define residual or passive income in terms of earning money regularly due to stocks, royalties, or rental income, it is easy to see how the two terms are similarly descriptive. Passive income versus residual income and how they are defined depends on the circumstances of an individual or company.

How Can I Create Residual Income?

There are relatively easy ways to create residual income. Renting out a room or your whole house on the weekends, tap into your hobbies, like selling your photographs or crafts online, or consider learning about stocks and peer-to-peer lending opportunities.

What Is Active Income?

Your job earns active income in the form of a salary, hourly wage, tips, and commissions. Active income means you are performing tasks related to your job or career and getting paid for it. Active income takes up your time. Passive income allows you to earn money with minimal effort.

How Are Passive Income and Residual Income Taxed?

Passive and residual income is taxable but not at the same rates as active income, and the amount you owe depends on numerous factors, like if the income is from financial dealings or real estate.

The Bottom Line

Passive and residual income are two different concepts. Residual income is what you have after you pay all of your bills, and it can be used to support a passive income stream. A form of passive income, like earning dividends on stocks or renting a vacation property may cost you upfront but the idea behind passive income is that it allows you to earn money while you put in very little effort or time.

Once a passive income stream makes a profit, you can use any residual income to expand on the passive income stream or develop a new one. Making an investment in a passive income endeavor can be beneficial if you can afford the start-up costs.

Source: ~ Images: Canva Pro

How to Live Life on Your Terms

Life is a precious gift that started long before the day we were born. The very fact you are here is a miracle; 4 hundred trillion to one are the odds for human life. I know for certain, that you can live life on your own terms if you truly want to.

Yet, most people who get to the end of their lives have never really made the most of it. Regret is something that we never want to experience.

All of this can be avoided if we do some soul searching and figure out what makes us truly happy!

I often ask myself the following question…

“What would I do if I woke up each morning and money was no object?”.

If you want to live life on your own terms, this will give you a pretty good indication of where you currently are and what needs to change for you to get to where you want to be.

We are creatures of habit and conditioning; That is why we act the way we act, think the way we think, and believe what we believe.  From a young age, our belief systems are embedded in our subconscious minds and begin shaping the experiences in our lives as we grow older.

“Man surprised me most about humanity. Because he sacrifices his health in order to make money. Then he sacrifices money to recuperate his health. And then he is so anxious about the future that he does not enjoy the present; the result being that he does not live in the present or the future; he lives as if he is never going to die, and then dies having never really lived.”  – The Dalai Lama

The vast majority of people are living on autopilot. Many are working jobs they don’t like, living in negativity, surrounded by naysayers, and are just about ‘getting by’.

Does this sound like someone you know?

Decide to make a change

Living a better life really isn’t a complicated thing to achieve, but it does require work.

Once you decide that you aren’t willing to settle for anything less than you desire, then you are well on your way to a happier future.

The ONLY person who is able to change your life is YOU.

Sure, you may meet mentors, coaches, or friends on the way who will play a big part in helping you.

But that initial change and decision have to come from within.

Tips to get you started

1. Create a list of words that represent areas of your life that are important to you.

For example, you could use the following suggestions, or create your own:

    • Health & Fitness
    • Family 
    • Social life
    • Business/Career
    • Finances
    • Personal Growth
    • Romance
    • Spirituality
wheel of life info-graphic. live life on your own terms blog post diagram.

Wheel of life

You can even use the infographic shown above. The idea is to aim for 10 in each area.

By seeing your strengths and weaknesses visually, it will really further your awareness in your own life.

If you want a free copy of the infographic template to print off, you can get it in my free Mindset Mastery Toolkit.

From here are able to analyze your current situation and see which areas you need to create more time and space for.

2. Write a list of things that you would love to do/achieve in your life.

Perhaps you could break it down into phases, for example:

1-year goals, 3-year goals, 5-year goals.

3. Design your life with a mission statement.

Think about the type of person you would like to become, what you would like to do, and what you would like to get in return for it.

For example, you could start with the following statement:  I am so happy and grateful now that….” 

What are you doing?  Who are you helping?  What are you achieving?  What do you get in return for your gift that you are sharing with the world?

You can begin to plan the life of your dreams by getting it down on paper.

Without conscious thought or idea about the life you want to live, you will almost certainly not be living the life you want to live.

You will live by other people’s opinions, rules, regulations, and influence from thing’s and people who don’t resonate with your higher self.

Each day in any single moment, you have a choice, always.


To become a master and live your life on your own terms, it requires work. But without doubt, it is worth it.

Source: ~ Image: Canva Pro

7 Ways to Build Consumer Trust Naturally

Trust can’t be established quickly or through gimmicks. Companies that have lost consumer trust — you know the ones — know this all too well.

Before customers make a purchase from you, they need to be able to trust you. They need to trust that your messages are accurate, that what you’re selling matches up to what you say it is and that if anything goes wrong with the transaction, you’ll support them.

The problem is, that trust can’t be established quickly or through gimmicks; companies that have lost consumer trust know this all too well. As they try to repair their image, they realize that a handful of advertisements can’t undo the negative associations in people’s minds. Trust can’t be forced down people’s throats, and it can’t be tricked out of people.

Instead, you have to earn consumer trust naturally. But how can you do this?

1. Improve your security.

First, make sure your customers feel safe when they shop with you. Even if you aren’t selling your products through an eCommerce platform, customers will still be visiting your website, and the amount of safety they feel while there can play a significant role in how much they trust your brand.

For example, if you spam them with  or maintain a checkout process that is clunky and hard to follow, customers may suspect that your platform is unsafe. So, beef up your security with basic SSL protection; use trusted payment options; and display your trust badges proudly — trust seals are the single greatest on-site factor that increases consumer trust.

2. Be socially active (and visible).

Being active on  helps you in a number of ways: You build visibility for your brand, you attract more followers and you find that the followers you do attract have a better feel for “who” your brand is. The more frequently you expose this side of your brand, the faster you’ll be able to build that trust.

One of the strengths of building visibility via social media is the amount of flexibility you have there: You can spend your time syndicating onsite content, engaging with new and previous followers, posting images and videos or updating customers with news and information. The key is to be active and present on a social platform.

3. Under-promise and over-deliver.

Consumers don’t trust brands nearly as much as they used to, and one reason for this shift is that customers feel they’ve been lied to. Any time a customer feels as though he or she has been deceived or manipulated, in any way, that customer will likely part ways with the brand responsible.

Accordingly, it’s in your best interest to under-promise and over-deliver when it comes to all forms of customer expectations. If it takes you a week to ship a product, tell your customers it takes two weeks. If a product will last for 10 years, claim it will last for eight. That way, you’ll never run the risk of breaking your promises (at least, not with the majority of your customers).

4. Go all-out for .

Trust becomes fragile when customers have an issue with something. If they experience a problem and receive prompt, helpful, and memorable customer service, they’ll think of you forever as a reliable brand.

But if you drop the ball, you’ll lose a customer forever and likely experience a dip in your . Whenever you can, go all-out in your customer service. Don’t just turn to the most cost-efficient way to resolve a problem; make sure your customers feel heard and appreciated, and go out of your way to make them happy.

5. Make your brand more personal.

It also helps to make your brand more personal, in your  and advertising, as well as in your regular interactions with customers and clients. Don’t use scripts and formulaic responses; instead, encourage your employees to speak from the heart, and engage customers like real people.

This small change makes your brand seem more human than corporate, and can drastically change customers’ impressions of you for the better.

6. Communicate more.

Don’t ever leave your customers in the dark. Though there is such a thing as over-, as a general rule, the more you talk to your customers, the better. This is especially true if you’re working with clients one-on-one, say, as a consultant or a marketer.

Be open and transparent about your goals and processes, and if something ever goes wrong, acknowledge the error proactively. If you’re caught withholding details or neglecting the communicative side of the relationship, and trust you may have built could fall apart.

7. Always be available.

Along those same lines, it’s vital that your brand always be available, in some way, for the people who need it. On landing pages, including a phone number or an instant chat box can instantly increase your conversion rate. Why? Because people feel comforted knowing they can talk with someone at any time they choose.

Make sure your customers have multiple lines of contact for you at all times — and if you have a dedicated account representative, give your clients that person’s cell phone number in case of an emergency.

Building trust won’t come quickly, and won’t always be straightforward, but these seven strategies can get you headed in the right direction. From there, your most powerful strategy will be consistency. The more consistent you are with your brand personality, your customer service, and your basic products and services, the more loyal your existing customers will be and the stronger your reputation will grow.

Source: ~ Image: Canva Pro

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